美国这样一个经济高度发达的国家。这里的房价虽然高，但是政府还是有给予人们相应的租房、住房的补助。
美国住房政策主要包括两个方面的内容：一是通过各种措施鼓励建造低收入者住得起的房子；二是通过担保贷款、提供租金补贴以及实行租金优惠券计划等帮助居民拥有自己的住房。
美国政府还实施财政补贴政策，凡家庭收入未达到所在地区家庭平均收入80%者，可以申请住房补助。补助的方式通常有两种：一种是直接对低收入家庭提供低租金的公共住房(一般低于市场价的20%-50%)；另一种是向低收入家庭发放住房券，享受这种补助的家庭必须拿出本户总收入的25%支付房租，租金超过部分用住房券来补充。而美国政府对地方政府建设的公共住房和私有营利或非营利机构建设的低收入住房，也进行补贴。在公共住房消费上，政府也实行补贴。
美国的住房补贴政策是一种直接补贴形式，即直接用于增加低收入家庭住房消费的财政补贴。其政策目的是减轻低收入阶层的住房消费负担，以达到政府提出的保证最低住房消费水平的要求。这种房租补贴政策实施的前提是先确定一个低收入家庭的标准，然后再规定达到这一标准所需付出的房租占家庭总开支的比例，政府对超出该比例的部分给予补助。由此可以看出，家庭收入越低者，所获得的补贴也就越多，低收入家庭是补贴政策的最大受益者。
为让低收入者拥有住房，美国政府还采取了税收减免政策，这是为了推行住房私有化而实行的一种优惠政策。美国政府实行购房减免税政策主要是鼓励中低收入阶层购买自用住房。主要体现在：一，对利用抵押贷款购买、建造和大修自己房屋的家庭，在征收个人所得税时减免抵押贷款的利息支出；二，对拥有自己住房的家庭，还可以减免所得税和财产税；三，对出租屋的家庭实行税收减免政策。
越是发达的国家，政策就越完善，人们的生活质量就会越高。房价日益飙升的中国，相信中国在今后也会有更多的住房优惠政策。
The United States is a highly developed country in terms of economy. Although the housing prices here are high, the government still provides people with corresponding subsidies for renting and housing.
The housing policy in the United States mainly includes two aspects: one is to encourage the construction of affordable houses for low-income people through various measures; The second is to help residents own their own homes through guaranteed loans, rental subsidies, and the implementation of rental coupon programs.
The US government also implements fiscal subsidy policies, and those whose household income does not reach 80% of the average household income in their region can apply for housing subsidies. There are usually two ways to provide subsidies: one is to directly provide low-income families with low rent public housing (usually 20% -50% lower than the market price); Another approach is to provide housing vouchers to low-income families, who must contribute 25% of their total income to pay rent. Any excess rent will be supplemented by housing vouchers. The US government also provides subsidies for public housing built by local governments and low-income housing built by private for-profit or non-profit institutions. The government also provides subsidies for public housing consumption.
The housing subsidy policy in the United States is a form of direct subsidy, which is a fiscal subsidy directly used to increase housing consumption for low-income families. The policy objective is to alleviate the housing consumption burden of low-income groups, in order to meet the government's requirement of ensuring a minimum housing consumption level. The premise of implementing this rent subsidy policy is to first determine the standard for a low-income family, and then stipulate the proportion of rent required to meet this standard to the total household expenditure. The government will provide subsidies for the part exceeding this proportion. From this, it can be seen that the lower the household income, the more subsidies they receive, and low-income families are the biggest beneficiaries of subsidy policies.
In order to enable low-income individuals to own housing, the US government has also implemented tax incentives as a preferential policy to promote housing privatization. The US government's implementation of the home purchase tax reduction policy is mainly to encourage the middle and low-income groups to purchase self use housing. Mainly reflected in: firstly, for families who use mortgage loans to purchase, construct, and repair their own houses, the interest expenses of mortgage loans are reduced or exempted when collecting personal income tax; 2、 For families who own their own homes, income tax and property tax can also be reduced or exempted; 3、 Implement tax reduction policies for households renting out houses.
The more developed a country is, the more perfect its policies will be, and people's quality of life will be higher. China, where housing prices are soaring, believes that there will be more housing preferential policies in the future.